Skip to navigationSkip to content
Sail Ho Studio

Good morning.

Consequential court cases

US businesses urge the Supreme Court to protect Dreamers. As hundreds of thousands of immigrants wait for the court to decide their fate in a case next month, Apple and other companies earning “trillions annually” argued that Dreamers are vital to their work.

Apple and US businesses earning “trillions annually” urge SCOTUS to protect Dreamers

The US Supreme Court is going to piss off some powerful people when it decides the fate of Dreamers, undocumented immigrants who came to the US as children and now contribute to society. Whether it'll be the US president, who wants to rescind immigration protections for them, or Apple chief Tim Cook

The US Supreme Court is going to piss off some powerful people when it decides the fate of Dreamers, undocumented immigrants who came to the US as children and now contribute to society. Whether it'll be the US president, who wants to rescind immigration protections for them, or Apple chief Tim Cook, who argues Dreamers are vital to innovation and the economy, is unclear. What's certain is that the justices will hear arguments on this controversial matter shortly.

A US Supreme Court case could unravel consumer protections. The Consumer Financial Protection Bureau faces a legal challenge from conservatives, bankers, and its own Trump-appointed leadership that might undo its work since its creation in 2010.

A new Supreme Court case could unravel financial protections for US consumers

Last week, SCOTUS agreed to hear a case challenging the Consumer Financial Protection Bureau's leadership structure. That might not sound too compelling but the matter could unravel nearly a decade of work done by the agency created to protect Americans from predatory bankers and lenders.

Millions

Last week, SCOTUS agreed to hear a case challenging the Consumer Financial Protection Bureau's leadership structure. That might not sound too compelling but the matter could unravel nearly a decade of work done by the agency created to protect Americans from predatory bankers and lenders.

Millions of people have been helped and billions of dollars collected by the agency but, under the Trump administration, the CFPB is now arguing against itself in the Supreme Court, siding with challengers who were being investigated by the bureau.

Africa online

It will take $100 billion to get broadband to all Africans by 2030. To bring an additional 1.1 billion people online, investors, industry, and government will need to expand city infrastructure and create satellite networks to reach rural areas.

It will take $100 billion spent over the next decade to get broadband to all Africans by 2030

The most important issue here to solve is how those companies offering the access are going to develop both standard and capabilities of this broadband for an entire continent.

Africa has struggled through centuries: defending from outsiders and preserving its own way of life, linked undeniably to

The most important issue here to solve is how those companies offering the access are going to develop both standard and capabilities of this broadband for an entire continent.

Africa has struggled through centuries: defending from outsiders and preserving its own way of life, linked undeniably to our roots as humanity. As societies all connected between devices, services and data, our responsibilities should prevent the massive digital recollection of personal information from more than 1 billion people living in the place on Earth where our ancestors made the first footprint of what we are now as a specie.

We all want to reach out to the place where life were spotted several years ago., but we need to create safety conditions for all who gets online everyday. Let’s not repeat the flawed models already happening in here, Latin America.

World's longest flight

The world's longest flight has landed. The 19-and-a-half-hour ride took passengers, including one exhausted Bloomberg reporter, 10,100 miles (16,200 kilometers) from New York to Sydney.

I Just Took the World's First 20-Hour Flight. Here's What It Did to Me

Longest flight I’ve ever done was Hong Kong to NYC on Cathay. Great airline with wonderful staff in my limited experience. After 10 hours a certain “we’re all in this together” camaraderie developed. I’d jump at a 20 hr flight.

It's an interesting idea but ultimately, I think it may take a toll on people.. People don't have patience and I did a 15 hr non stop flight and even that was brutal. I think Qantas needs to test a flight like this out with regular people to see if this is doable.

Sign. Me. Up!

Although this flight--with all its media and research fanfare--isn't that far off the longest flight currently in operation. It's only 40 minutes longer than the 19-hour ones today.

As the article says, it requires an immense amount of discipline to do this kind of a flight well. May not suit older travellers or young families. I’m also thinking of a recent news article about the potential reintroduction of Concorde-speed flights between London and New York. Taking that speed to

As the article says, it requires an immense amount of discipline to do this kind of a flight well. May not suit older travellers or young families. I’m also thinking of a recent news article about the potential reintroduction of Concorde-speed flights between London and New York. Taking that speed to reduce the length of New York to Sydney is a different project altogether I guess.

At the president's houses

Donald Trump decided not to host the G7 summit at his hotel. The president blamed his reversal on "Media & Democrat Crazed and Irrational Hostility," but ethics experts say his decision not to award himself a major contract is "a bow to reality."

“A bow to reality”: Trump reverses decision to host G7 at his own resort

Having lived in South Florida, I can attest that it's not the best place to go in June. That is the start of the angry season in the region, when the sun gets so hot it makes you mad just to walk outside. So Trump's claims that his Miami resort would made a great place for the G7 summit of world economic

Having lived in South Florida, I can attest that it's not the best place to go in June. That is the start of the angry season in the region, when the sun gets so hot it makes you mad just to walk outside. So Trump's claims that his Miami resort would made a great place for the G7 summit of world economic leaders is totally unsupportable, even putting aside the critical issue of presidential self-dealing. And it seems that even Trump must bow to reality sometimes, which is why he is nixing the decision to offer his resort as the locale for the summit. The world's leaders will no doubt be pleased not to have to travel to the heat just to appease this US president.

The best respite from politics is at the White House. On tours of the executive residence, talk of trees and turnips trumps talk of impeachment.

The best respite from politics is at the White House

It was dark and cold when I set out by bike for the White House yesterday hoping to secure a spot in the garden tour. By 7 AM there was a line. By 7:20 it was wrapping around Constitutional Avenue. But after a long, chilly wait, the sun rose and the secret service let garden tourists in and it was surprisingly

It was dark and cold when I set out by bike for the White House yesterday hoping to secure a spot in the garden tour. By 7 AM there was a line. By 7:20 it was wrapping around Constitutional Avenue. But after a long, chilly wait, the sun rose and the secret service let garden tourists in and it was surprisingly fun being allowed to wander the grounds of the White House with other commoners. Honestly, I was impressed with how pleasant the event was—even Melania Trump's brochure was mild and polite and showed none of the usual Trump bluster, just sweet talk of trees and government.

One small step

The first all-female spacewalk finally happened. NASA astronauts Christina Koch and Jessica Meir stepped outside the International Space Station for a historic spacewalk that doubles as a metaphor for what it's like to be a woman full of ambition in 2019.

The metaphorical power of NASA’s first all-women spacewalk

Today was the first-ever all-women spacewalk, this moment is historic and will inspire so many girls to come. But getting here to this moment is a reminder of women trying to succeed in a world made for men

A moment to celebrate for all women. Lets make the spacesuit fit for many more women to come. Lets break down the bias so that this story - while spectacular, can become the norm and our children will see no boundaries nor be marginalized in the future simply for being female.

The astronauts fact checked Trump from outer space. After the president incorrectly said it was "the first time for a woman outside of the space station," Koch and Meir reminded him that 15 other women have performed spacewalks since 1984.

Female astronauts schooled Trump from outer space

What's the big deal about the US president getting one word wrong on a phone call to female astronauts in outer space? Well, a lot.

Trump's failure to distinguish between the first all-female spacewalk and just any old female spacewalk meant he ignored decades of work in space by women who came before

What's the big deal about the US president getting one word wrong on a phone call to female astronauts in outer space? Well, a lot.

Trump's failure to distinguish between the first all-female spacewalk and just any old female spacewalk meant he ignored decades of work in space by women who came before NASA's first spacewalk involving only female astronauts, which happened this week. It's not a minor detail. The difference is between knowing history and being ignorant. This is just one more sign that Trump's not sufficiently nuanced or informed for the job he has.

Chinese censorship goes global

Chinese censorship is no longer just a China problem. The broad strokes of censorship in China are common knowledge. But over the past week or two, the world began to wake up to the fact that China’s censorship machine is now a global phenomenon. ✦

Chinese censorship is no longer just a China problem

It’s fascinating to see: the statement that something doesn’t fall in the scope of free speech because “it hurts the feelings” of people is an appeal to ethical concepts coming from a country that a while back proclaimed there are no such things as natural rights...

In the overt, China complains about

It’s fascinating to see: the statement that something doesn’t fall in the scope of free speech because “it hurts the feelings” of people is an appeal to ethical concepts coming from a country that a while back proclaimed there are no such things as natural rights...

In the overt, China complains about free speech hurting feelings, in the covert it manipulates social media in the west with disinformation.

Western companies need to decide how much to give up in ethics and basic rights in order to gain access to a market.

Outsiders' self-censorship follows a familiar pattern. When a Westerner runs afoul of Chinese nationalist ideology, they tend to follow the crude strategy of "apologize, play dumb, shut up."

The world needs to stop self-censoring about Hong Kong

Personally I disagree with cultural relativism. Not everything begs our understanding, like restricting freedom of thought, opinion, dress or the right to vote or assemble peacefully. There is a such thing as universally wrong. How does one judge the difference? I don’t have all the answers but usually

Personally I disagree with cultural relativism. Not everything begs our understanding, like restricting freedom of thought, opinion, dress or the right to vote or assemble peacefully. There is a such thing as universally wrong. How does one judge the difference? I don’t have all the answers but usually the right thing doesn’t produce more harm than good.

Making a media empire

New uses for social media

Pinterest is the only place on the internet where people want ads. Once a simple place to find inspiration for DIY projects, the platform has become a power tool for online shopping.

How Pinterest became the only place on the internet where people want ads

In part this is because of how Pinterest users behave depending on whether they have short or long term goals. It’s also because Pinterest has developed extremely sophisticated AI with its taste graph allowing for more contextual search, visual search which plays to human visual preference and clever

In part this is because of how Pinterest users behave depending on whether they have short or long term goals. It’s also because Pinterest has developed extremely sophisticated AI with its taste graph allowing for more contextual search, visual search which plays to human visual preference and clever “complete this look” which is a wicked shortcut and highly additive to the user experience.

This is a nice summary of the brilliant (and IMHO questionable) blurring of advertising on the Pinterest platform. In the current market where overvalued growth ipos are frightening investors, it may be telling that Pinterest is still trading above its initial price.

2/3rds of the platform’s users

This is a nice summary of the brilliant (and IMHO questionable) blurring of advertising on the Pinterest platform. In the current market where overvalued growth ipos are frightening investors, it may be telling that Pinterest is still trading above its initial price.

2/3rds of the platform’s users are women and nearly half report going to the platform with the intention of discovering products.

#pinterest #digital #strategy

I’m surprised Pinterest isn’t valued a lot higher because of this. I mean, A LOT higher. Basically, by making the tie-in to ads and purchases all organic to the experience of using the site, they achieve the holy grail of e-commerce, and they could monetize their position both ways, plus enjoy the fact

I’m surprised Pinterest isn’t valued a lot higher because of this. I mean, A LOT higher. Basically, by making the tie-in to ads and purchases all organic to the experience of using the site, they achieve the holy grail of e-commerce, and they could monetize their position both ways, plus enjoy the fact that their user base effectively creates their content, provides quite possibly the most detailed consumer profile possible, and evangelizes it all to their social circle, as well as cultivating broader-based followers across the internet. Plus, it’s easy to get sucked into spending time on Pinterest, and somehow that time spent feels enriching and fun. I don’t think I’d ever describe having to browse and use Amazon’s horrible search as “fun” or enriching, and same for Google Shopping or any other e-tailer.

The case of Pinterest proves the marketing theory of search. If you present a willing consumer with choices or alternatives for products they are looking for, they are likely to search from those alternatives. Else ads are just a nuisance

Indians are learning English through TikTok. China's viral video-sharing app just launched an educational initiative in India.

Indians are learning English through TikTok

It seems like ByteDance is trying to use the massive popularity of TikTok for something other than just being really fun.

Indians are using a Chinese app to teach one another English. Although it's an innovative use of social media, I'm a bit skeptical about TikTok's ability to revamp its image. The app's parent company, ByteDance, is based in Beijing. The specter of Chinese influence looms large.

This looks to me like an exercise to clean up its act in India. TikTok has had a rough run in this part of the world with linkages to fatal accidents and pornography. It's also faced legal suits and government warnings. So trying to promote and build an image of being more useful in helping common people

This looks to me like an exercise to clean up its act in India. TikTok has had a rough run in this part of the world with linkages to fatal accidents and pornography. It's also faced legal suits and government warnings. So trying to promote and build an image of being more useful in helping common people works in its favour. For the next court case, TikTok will at least have something positive to show for why it should be allowed to stay in the country.

TikTok is definitely the app of the moment in the non-Western world. Agree that they’ve had a lot of negative press, but I wouldn’t underestimate the potential of EduTok to change people’s lives. People aren’t going to get degrees because of it, but it might pique some people’s interests (especially

TikTok is definitely the app of the moment in the non-Western world. Agree that they’ve had a lot of negative press, but I wouldn’t underestimate the potential of EduTok to change people’s lives. People aren’t going to get degrees because of it, but it might pique some people’s interests (especially youth) to the point they’re motivated to learn English in more detailed ways, to the point that it can change their lives. Why restrict it to English though - there’s opportunity to learn the various other dialects of India’s own hundreds of languages or even other countries’ languages, even if the aspirational quality of English positions it higher than other candidates.

The future of cars

The world’s downtowns are giving up on personal cars. In recent years, cities have begun to banish cars from specific streets or entire districts.

The world’s downtowns are slowly giving up on personal cars

It is the right step to a long term solution. The biggest hurdle will be national infrastructure movements to include versions of rail into the fold. Cities such as Minneapolis have started by adding light rails from it's suburbs to the heart of downtown. Another good example is in North San Diego County

It is the right step to a long term solution. The biggest hurdle will be national infrastructure movements to include versions of rail into the fold. Cities such as Minneapolis have started by adding light rails from it's suburbs to the heart of downtown. Another good example is in North San Diego County, California. The transit authority put a light rail the connects the east county to the the ocean. The rail stops with the Amtrak rail line.

They are expensive to build but provide better long term economic solutions. It will take changing the public opinion as a whole to really see it grow.

I live in Los Angeles and were considering things like this as well except our public transit is terrible compared to other places. As long as the infrastructure can support having no cars, great!

It was a shame that the urban streetcar lines were all ripped out because of GM and Big Oil. Yet another stupid, awful and selfish mistake made by capitalism. Who would have thought? A system based on selfishness, greed and power is responsible for screwing over pretty much everyone in short-sighted

It was a shame that the urban streetcar lines were all ripped out because of GM and Big Oil. Yet another stupid, awful and selfish mistake made by capitalism. Who would have thought? A system based on selfishness, greed and power is responsible for screwing over pretty much everyone in short-sighted grab for profits... and we’re just supposed to accept this garbage?

Let’s start laying down a new urban streetcar system on these car-free streets - and expand from Market. I’ve always thought that Fillmore street would make a great no-car bus rapid transit line north/south. It’s only one lane in each direction for most of it, and the cars currently delay the busses, which delay the cars, and it all just slows to a crawl. Get rid of the car traffic and prioritize the signals at cross streets for busses (or ideally, a streetcar líne) and you could actually get from Market Street to the Fillmore, Pacific Heights, and the Marina much faster. Unlike the other North/South streets that parallel to each side, which are either arterials for cars or more residential with stop signs every block, Fillmore is slightly commercial but low-ish capacity and underutilized. But really, what SF needs is a lot more subways! Transit trying to compete with car congestion sucks.

Banning cars from the downtown is good for our lungs, our waist lines and our ears. Less air and noise pollution could attract people back to the downtown and result in much needed rejuvenation of beautiful older architecture. Walking in green spaces would allow exercise that is accessible to all and

Banning cars from the downtown is good for our lungs, our waist lines and our ears. Less air and noise pollution could attract people back to the downtown and result in much needed rejuvenation of beautiful older architecture. Walking in green spaces would allow exercise that is accessible to all and may even reconstitute a sense of community as people interact more. The key is access for service and delivery vehicles and easy alternative transport for longer distance travel like trains tramways buses and shared taxis.

Just think of the weight and power spent to transport a single person in a car - that is way too much of a waste and not sustainable - solutions must come from every end.

India's wealth gap

Come back soon!

Close
Money habits are set by age 7. Teach your kids the value of a dollar now

Money habits are set by age 7. Teach your kids the value of a dollar now

Read more on PBS NewsHour

From Our Members

  • “By age 3, your kids can grasp basic money concepts. By age 7, many of their money habits are already set.” Good article on educating your children early on about the value of a dollar. We all should do our part to make sure the next generation is educated on being financially responsible.

  • I spent years as a personal finance journalist, both in print it on TV. All the evidence then and since then suggest that there’s very little you can do to help people become better at managing their money, but the one thing you can do is start them early saving. That’s a habit, and habits are best when formed at younger ages.

  • Things have changed a lot in 25 years. When my children were five to 10, they could earn change, save it, go to the corner store and come away with a small bag of candy. A pocket full of change won't buy a thing today, unless it's a big pocket filled exclusively with quarters. Same thing for the stores

    Things have changed a lot in 25 years. When my children were five to 10, they could earn change, save it, go to the corner store and come away with a small bag of candy. A pocket full of change won't buy a thing today, unless it's a big pocket filled exclusively with quarters. Same thing for the stores and restaurants that used to have nickel and dime vending machines- those are gone and with them a parent's ability to demonstrate on a child's scale, how these little bits add up to earning some reasonably priced item. And i think the weight of the change and the sound of it made it more meaningful.

  • Let me preface my comments here by saying that my wife, who is much smarter the me, will disagree with almost everything I’m about say. We would both agree with the author that teaching kids about money early on is a great idea. Here’s where my thought process diverges from that of my wife and the author

    Let me preface my comments here by saying that my wife, who is much smarter the me, will disagree with almost everything I’m about say. We would both agree with the author that teaching kids about money early on is a great idea. Here’s where my thought process diverges from that of my wife and the author. I think cash is all but antiquated and teaching kids to deal with it may be a disservice. My three year old will rarely, rarely interact with cash by the time he’s eighteen. The author also uses the term “plastic” to refer to credit cards. I may be wrong....I usually am. But, I honestly don’t think today’s young people know or care about the term plastic. They don’t shop with plastic. Digitized transactions are the wave of the present and teaching our kids how to function in the past, in our nostalgic world of yesterday doesn’t really benefit them. I would rather invest my time learning how to use today’s technology and how to apply sound financial practice to that technology. Then, I’d like to teach that to my child. In terms of a college degree, I honestly don’t know if it will matter in fifteen years. Google and some other mainstream companies are backing off degree requirements. The world is changing, even if we don’t want to change with it. Sure, we’re saving for college. Only time, technology, culture and industry will tell us if a degree will be valued and necessary in the future. It’s a bold new world.

  • I resent this information. It's possible that among some populations this is the case, but spending habits have everything to do with brain development. The forebrain is in control of spending habits as it controls logistical and critical thinking. This part of the brain can be underdeveloped in a number

    I resent this information. It's possible that among some populations this is the case, but spending habits have everything to do with brain development. The forebrain is in control of spending habits as it controls logistical and critical thinking. This part of the brain can be underdeveloped in a number of scenarios and environments. It has not reached maturity by age seven. It's possible that spending habits begin to form during this age as second grade is typically when children learn the basics of currency, but I do not believe there is data supporting the idea that spending habits are entirety developed by age seven.

  • I know a lot of people whose goal in life is to make sure their child never has to worry about money, and after reading this article, I think that's the root of a lot of these problems.

    Parents are too scared to talk about their finances with their kids, but this article definitely shows they should start trying.

  • Here are just a few common questions that parents across the country — and across income levels — want answered

  • This information is so important. With so much of our banking and purchasing transactions happening online or with credit or debit cards in stores, children are losing out on important experiences and interactions that many of us remember growing up. I thought the advice provided was important for that

    This information is so important. With so much of our banking and purchasing transactions happening online or with credit or debit cards in stores, children are losing out on important experiences and interactions that many of us remember growing up. I thought the advice provided was important for that reason: use cash, especially when you’re shopping with kids, go to a bank to open an account for them so they get into the habit of saving. Nothing can replace the tangible money-in-hand experience, as opposed to the magic of a credit card transaction. Further, with college tuition and student loans at an all time high, ensuring that children understand money before taking on large amounts of debt is imperative.