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Keith Norris

Keith Norris

Retired

Retired financial planner, bond trader and banker. I have witnessed the financial services industry go through dramatic. changes. ....Except for the financial services industry itself !!! In other words gov regs, laws and rules have changed. Everything has changed so the industry is more transparent. Alof these changes were instituted so clients are able to make better more informed decisions which in theory would allow clients to make more informed and efficient decisions. .

Unfortunately these dramatic and far reaching changes have been instituted and we are witnessing the same problems that causes such upheavel leading up to the market craches in 2097-2011. Effective comment sense solution have proven hard to come by. So we have the same problems but now solutions are more complicated and effective