What luxury car brands have the cheapest insurance?

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Image for article titled The 8 luxury car brands with the cheapest insurance — Photo: Mercedes-Benz

Car insurance costs keep climbing — up 24% in 2024 and another 12% in 2025, according to Bankrate.

The average cost of full coverage in the U.S. is now $2,638 per year, meaning the typical household spends 3.39% of its income on insurance for just one car.

And if you’re in the market for a luxury car, prepare to spend even more.

With that in mind, CarEdge analyzed insurance costs to find the least expensive luxury car brands to insure annually.

Even if you’re splurging on a fancy vehicle, consider this list to see where cutting costs make might some sense.

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#8: Mercedes-Benz — $3,288

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#7: Lexus — $3,089

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#6: Cadillac — $3,062

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#5: Lincoln — $2,924

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#4: INFINTI — $2,867

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#3: Alfa Romeo — $2,855

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#2: Volvo — $2,479

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The 8 luxury car brands with the cheapest insurance

The 8 luxury car brands with the cheapest insurance

These brands shouldn't cause your insurance premiums to skyrocket

#8: Mercedes-Benz — $3,288

#8: Mercedes-Benz — $3,288

#7: Lexus — $3,089

#7: Lexus — $3,089

#6: Cadillac — $3,062

#6: Cadillac — $3,062

#5: Lincoln — $2,924

#5: Lincoln — $2,924

#4: INFINTI — $2,867

#4: INFINTI — $2,867

#3: Alfa Romeo — $2,855

#3: Alfa Romeo — $2,855

#2: Volvo — $2,479

#2: Volvo — $2,479

#1: Acura — $2,369

#1: Acura — $2,369