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Lifestyle

The 10 states where child care costs the most right now

Married couples in some states need to set aside more than 10% of their income to afford child care

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The 10 states where child care costs the most right now
ByBen Kesslen
·Updated July 7, 2025
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The 10 states where child care costs the most right now

Vadym Buinov / Getty Images

Raising a family has never been more expensive. And in some places, those costs are out of control, with some families forced to spend close to 15% of their income on child care.

WalletHub set out to find the states where child care is the most expensive for a married couple, analyzing the prices of family-based and center-based child care and adjusting them by the median household income of each state.

“It costs a lot of money to take care of a child’s needs, and many parents are left with the dilemma of whether to forgo one salary to do their own child care for the first few years or to shell out a significant chunk of their income for child care services," said WalletHub analyst Chip Lupo.

Continue reading to see if your state made the list.

#10: Massachusetts

John Coletti / Getty Images

  • Cost of family-based child care (% of median annual married-couple family income): 8.22%
  • Cost of center-based child care (% of median annual married-couple family income) 12.38%

#9: Colorado

John Coletti / Getty Images

  • Cost of family-based child care (% of median annual married-couple family income): 8.87%
  • Cost of center-based child care (% of median annual married-couple family income) 11.77%

#8: Hawaii

©fitopardo / Getty Images

  • Cost of family-based child care (% of median annual married-couple family income): 8.15%
  • Cost of center-based child care (% of median annual married-couple family income) 13.46%

#7: Rhode Island

marion faria photography / Getty Images

  • Cost of family-based child care (% of median annual married-couple family income): 10.42%
  • Cost of center-based child care (% of median annual married-couple family income) 11.45%

#6: California

Justin Jones / 500px / Getty Images

  • Cost of family-based child care (% of median annual married-couple family income): 9.89%
  • Cost of center-based child care (% of median annual married-couple family income) 12.32%

#5: Vermont

xphotoz / Getty Images

  • Cost of family-based child care (% of median annual married-couple family income): 9.17%
  • Cost of center-based child care (% of median annual married-couple family income) 13.17%

#4: Oregon

Jesse / 500px / Getty Images

  • Cost of family-based child care (% of median annual married-couple family income): 8.87%
  • Cost of center-based child care (% of median annual married-couple family income) 11.77%

#3: Washington

Joel Rogers / Getty Images

  • Cost of family-based child care (% of median annual married-couple family income): 10.01%
  • Cost of center-based child care (% of median annual married-couple family income) 12.61%

#2: New Mexico

Sean Pavone / Getty Images

  • Cost of family-based child care (% of median annual married-couple family income): 11.61%
  • Cost of center-based child care (% of median annual married-couple family income) 11.41%

#1: New York

Michael Orso / Getty Images

  • Cost of family-based child care (% of median annual married-couple family income): 11.03%
  • Cost of center-based child care (% of median annual married-couple family income) 12.84%



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