The 10 fintech companies to watch right now

BeZero, a carbon credit ratings agency, is No. 10 on Juniper’s list. The London-based firm was founded in 2020 and was valued at about $1 billion as of November 2022.

Mercury, a fintech providing digital-only banking to early-stage startups, is ninth on the list. Founded in 2017, Mercury was a beneficiary of Silicon Valley Bank’s collapse in 2023, picking up a lot of its lost customers. As of July 2021, the San Francisco-based company was valued at $1.6 billion.

Real-time payment solutions firm Volt is eighth in Juniper’s ranking. Another London-based fintech, Volt was founded in 2019 and raised $60 million of funding last year for a reported valuation of $350 million.

Buy now, pay later player Tabby is No. 7 on Juniper’s list. The firm, with headquarters in Riyadh, Saudi Arabia, launched in 2019 and operates throughout the Middle East and North Africa regions. Tabby was valued at $1.5 billion after a $200 million fundraise last year, making it the first fintech unicorn — a startup to reach a $1 billion valuation — in the region.

Redwood City, California-based business-to-business (b2b) payments platform Zuora (ZUO) comes in sixth on the list. The company, founded in 2007, went public in March 2018 and has a market capitalization of $1.52 billion.

Coming in at No. 5 is Xapien, a regulatory technology firm that conducts risk, regulatory, and reputational research on companies and individuals. Based in London and founded in 2018, Xapien has raised $17.8 million in total funding.

Mobile-only bank Monobank is the No. 4 fintech leader to watch next year, according to Juniper. The Ukrainian bank has been operating since 2017 and had an estimated value of more than $1 billion as of 2021.

B2b payments platform Billie ranks third on Juniper’s list. Founded in 2016 and based in Berlin, Billie was last valued at $640 million after completing a $100 million funding round in 2021.

E-commerce payments firm dLocal (DLO), which has its headquarters in Montevideo, Uruguay, is No. 2 on Juniper’s list. The company, founded in 2016, went public on the Nasdaq in June 2021 and has a market cap of $2.65 billion. It was the first Uruguayan unicorn and only the second company from the country to make it to Wall Street.

SteelEye, a London-based regtech firm, is Juniper’s top fintech future global leader in 2025. The company offers integrated surveillance solutions that help financial firms detect and manage risks, as well as meet regulatory requirements.

Founded in 2017, SteelEye raised $21 million in a 2022 funding round, bringing its total funds raised to $43 million.