Ryvyl Inc. (RVYL) Quarterly 10-Q Report

The report was filed on November 14, 2024

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Ryvyl Inc. (RVYL-1.50%) has submitted its 10-Q filing for the quarterly period ended September 30, 2024.

The filing details a decrease in revenue to $12.6 million from $17.5 million in the same quarter the previous year, attributed to a decline in processing volume in the North America segment.

Cost of revenue decreased to $7.7 million from $10.8 million, reflecting reduced processing volumes.

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The company reported a gross profit of $4.9 million, a decrease from $6.7 million in the previous year.

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Operating expenses were reduced to $7.3 million from $9.1 million, primarily due to lower research and development and general administrative expenses.

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Net loss for the quarter was $5.2 million, compared to a net loss of $3.1 million in the previous year.

Cash provided by operating activities was $19.1 million, while cash used in investing and financing activities was $1.2 million and $0.2 million, respectively.

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Ryvyl had a negative working capital of $4.2 million as of September 30, 2024, with cash and cash equivalents of $4.3 million.

The company acknowledges its dependence on its European subsidiaries for short-term capital while transitioning its QuickCard product.

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The filing also discusses various legal proceedings, including a settlement agreement with a former executive and ongoing class action lawsuits.

Ryvyl plans to address liquidity shortfalls in its North America segment through cost control measures, sale of non-core assets, and repatriation of offshore profits.

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This content was summarized by generative artificial intelligence using public filings retrieved from SEC.gov. The original data was derived from the Ryvyl Inc. quarterly 10-Q report dated November 14, 2024. To report an error, please email earnings@qz.com.