Guillaume Lepecq is a globally recognized expert in the subjects of payments and cash and founder of AGIS Consulting, an independent strategy consulting company specialised in payment transaction strategies & solutions. He is the proprietor of www.cashessentials.org and has written a number of publications and reports detailing the role of cash in society and the means by which it flows across the economic landscape including: “Cash Essentials - Beyond Payments”, “The Future of Cash”, “The Future of Smart Payments” and “Managing the Changeover to the Euro”.