Ian Kar

Apple Pay may be the most buzzed about mobile wallet, but so far that hasn’t translated into actual usage by consumers.

Black Friday diehards beware.

Apple Pay is headed to China early next year.

Mobile payments aren’t going to dominate the holiday shopping season this year.

Bitcoin has a problem: It’s hard to use in the real world. Not many merchants know about the digital currency, let alone accept it as a form of payment.

Square’s IPO did something that hasn’t been done since 1998. It was priced below the target range listed in the company’s prospectus, and then it went up. A lot.

While the EU recently took steps to treat bitcoin like any other currency, the Paris attacks seem to have prompted a new round of debate on the issue in Brussels.

Expectations for Square’s IPO were all over the place. The company itself had planned to issue the shares in a range of $11 to $13—and then priced the stock late yesterday (Nov. 18) at $9.

Square is going public tomorrow (Nov. 19) at a stock price short of Wall Street’s expectations, and its own.

One of Silicon Valley’s premiere venture capital firms is making a bet that bitcoin will make it easier for businesses to move money around the world.

China’s biggest messaging app is partnering with Western Union to make it easier to send money to China, the US, and 200 more countries.

Helpful reminder: It still pays to attend elite business schools.

Apple is wading into Venmo’s main business, betting that letting users easily send money to each other will make its Apple Pay service more appealing.

Four people have been charged in a broad hacking scheme that targeted JPMorgan Chase and other financial institutions between 2012 and 2015, according to an indictment unsealed earlier today (Nov. 9).

No one knows exactly who Satoshi Nakamoto is (though many have tried to find out). That hasn’t stopped a UCLA finance professor from promising to get the pseudonymous bitcoin creator nominated for the Sveriges Riksbank Prize in Economic Sciences—or, as it’s more commonly called, the Nobel prize in economics.

Jack Dorsey’s payment start-up Square continues down the path to its IPO, which is expected to occur sometime before the US Thanksgiving holiday.

Apple, Google, and Samsung have spent a lot of money on advertising to raise awareness of their mobile wallets. But if they actually want people to start using them, they might want to do a better job explaining not just the convenience, but the security advantages such offerings have.

Square is finding out that Wall Street is a much different place than Silicon Valley.

Bitcoin might be the hottest topic in financial technology, but Jamie Dimon isn’t impressed.

Bitcoin has been on an absolute tear since mid-October, and gained more than 20% today (Nov. 4) alone. At one point, it hit a yearly high of more than $491.

One of the biggest challenges Uber faces as it aggressively expands and fends off competitors is attracting—and then retaining—drivers. As part of those efforts, the ride-share startup is planning to offer banking services to drivers, according to people who work closely with financial institutions and Uber, as well as documents reviewed by Quartz.

This post has been updated. 

Jessica Verrilli is headed back to Twitter as the company’s senior director of corp dev & strategy after a short stint at Google Ventures.

Affirm, a lending startup led by PayPal cofounder Max Levchin, wants to make it easier for millennials to get credit when they’re actually shopping in stores. The company is rolling out real-time credit scoring to let customers borrow money on the spot to make a one-time purchase.